At 2ndMortgageDirect.com, we provide low interest and low monthly payments private second mortgages to owner occupied and rental properties. We do this by using an in-house valuation program called the Home Equity Loan Program (H.E.L.P). Our services are open to Ontario homeowners in the Greater Toronto Area. . If you require a 2nd mortgage greater than $75,000 or live outside the GTA area, please visit our sister site at www.genesismortgage.ca.